February 18, 2008

How to Protect What You Have

When you look at this picture, what do you see? Two little girls having fun by acting grown-up without a care in the world? For they know that someone will be there to pay for food, a place to live, clothing, tuition to a Catholic grammar and high school, and college. Today, college tuition, room and board and books can easily cost $40,000 per year. And what about a wedding? They are not worried NOW about how or who will pay for it.

Maybe you have given all of these items some thought and provided for their future. That's great if you took action to protect your loved ones. But if you are still “planning”, then you haven't really secured their future at all.

Will their road to adulthood be easy or hard? It could depend on YOU and the actions that you take NOW to prepare for their financial independence. What if something happens to you? Who will care for them?

What if a catastrophic life-changing event happens to you? It actually did happen recently to my daughter's best friend from grammar school. The friend’s husband wasn't feeling well, so his wife took their two little girls to Sunday Mass and left him home to rest. When they returned home from Church, the 35-year-old husband and father was dead in bed. What a shock! And what will happen to their two little girls, ages 4 and 7? Since this just happened, it is hard to determine how their future will be. We all know a loving husband and a devoted father can never be replaced. Fortunately, they have a few things going for them financially. But the question is, WILL IT BE ENOUGH?

Remember, life insurance is not for the person who dies, it’s for the people who are left behind. Will your loved ones be financially protected and able to maintain the standard of living they currently have? Or will they have to go without basic necessities because of inadequate finances?

The actions YOU take TODAY will prepare for their financial security. Remember a PRCUA life insurance certificate protects their future. A PRCUA Annuity protects your future and subsequently protects their future.

PUT YOUR MONEY TO WORK FOR YOU! Contact your local PRCUA agent/deputy or one of the PRCUA Branch Offices in OH (800) 318-8234, PA (800) 558-8792 or WI (877) 690-5827 or the Home Office Membership Department toll-free at 1-800-772-8632 or (773) 782-2600.

We will answer your questions and help you determine what type of life insurance is best suited for your needs. We are here to help you, today and in the future.